It may seem that there’s little left to consider by way of financial planning at the post-retirement stage of your life. To make the most of your non-pension assets, however, it’s crucial that you seek ongoing investment advice throughout your retirement.

Life assurance
Post-retirement, life assurance is concerned with protecting against potential debt, specifically inheritance tax (IHT). Putting adequate protection in place now is one way to ensure that any wealth you leave behind is passed on to your beneficiaries – not the taxman.

Savings and investments
In order to boost your wealth in the short term, it may make sense to explore some of the more innovative investment strategies offered today. You will also want to protect the capital you’ve managed to preserve thus far by placing your savings and investments in trust.

Retirement planning
Increasingly, many people continue working beyond the age of 65 – whether full or part time – either to supplement pension income or because it makes for a more enjoyable lifestyle. In such cases it may be necessary to seek expert advice on ongoing pension planning, even at this later stage in life.